Debt financing and refinancing
We raise and refinance bank and alternative debt for acquisitions, growth or recapitalisation, on structures your business can carry.
When clients call us
- You are financing an acquisition and need debt alongside equity.
- Existing loans are expensive, short or carry covenants that limit your plans.
- You are investing in capacity and want financing matched to the project's cash flows.
- You want to return capital to shareholders through a recapitalisation.
What we do
Debt advisory
Financing need and capacity
How much debt the business can carry, in what form and over what term, based on its cash flows.
Lender selection
Romanian and international banks, alternative lenders and private debt funds, chosen for the transaction.
Credit materials
Financial model, information pack and the answers lenders need for their credit committees.
Competitive process
Several lenders bid at the same time, so pricing and terms can be compared like for like.
Structure and documentation
Covenants, security, repayment profile and conditions, negotiated with the lenders and your lawyers.
Refinancing and restructuring
Options for existing facilities when the business, its plans or the market have changed.
How it runs
- 1
Assess
Financing need, debt capacity and the right mix of products.
- 2
Prepare
Financial model, information pack and lender list.
- 3
Approach lenders
Confidential approach, meetings and credit questions.
- 4
Negotiate
Term sheets compared and negotiated on price, covenants and security.
- 5
Close and draw
Facility agreement, conditions precedent and first drawdown.
What you can expect
- Lenders competing for your business, not a single bank's offer.
- Structures matched to your cash flows and plans.
- Independent advice: we do not lend and take no fees from lenders.
- A partner leads every lender discussion.
Other services
Start a conversation
Ready to talk?
Tell us about your company. A partner will reply personally, and we treat everything you share as confidential.